Wealth Planning

We help our clients with financial knowledge, to enable them to live better lives. We serve individuals and their families, businesses, foundations and non-profits, by identifying the unique planning challenges that they face, and then providing advice and solutions. We integrate and coordinate these solutions with our clients' CPAs and attorneys for a comprehensive plan.

Our broad array of services include:

• Investment & Portfolio Management
• Retirement & Income Planning
• Estate Planning Strategies
• Charitable Giving
• Legacy & Generational Planning
• Insurance Solutions
• Liability Management

We take the time to listen and fully understand the needs of our clients. We enjoy providing creative solutions to anticipate and solve complex financial issues – this is what we love to do and what we do best.

Our Planning Process

Understandably, life can be complex, with many milestones and surprises. Our investment planning process provides guidance with tools and resources to help you manage your financial needs as you move from one life event to the next. We will work with you to identify your goals and develop and actionable plan.

Define Your Goals

Develop Your Plan

Implement

Review

Change may be one of the largest challenges you face, whether it is change in your life or the world around you. Let us help you create an investment plan, so we are in a better position to make investment decisions when change does come your way.

In-House Portfolio Management

In addition to offering a wide spectrum of investment products and solutions, we also create and manage in-house investment portfolios for our clients.

Our in-house portfolio strategies can provide further diversification and customization opportunities for our clients, and can help them achieve specific financial goals. These portfolios are managed on a discretionary basis through a disciplined and structured investment process, and are created based upon a client's unique investment objectives and risk profile.

Wes Thomas, CFP^®, CRPS^®, Private Wealth Financial Advisor, Managing Director — Investments, is Private Investment Management PIM^®, Fundamental Choice^®, and Quantitative Choice^® certified as a portfolio manager within Wells Fargo Advisors. John T. Szwed, CPWA^®, ChFC^®, CRPC^®, First Vice President – Investments, Certified Private Wealth Advisor, is also Private Investment Management PIM^®, Fundamental Choice^®, and Quantitative Choice^® certified as a portfolio manager within Wells Fargo Advisors.

The Quantitative Choice^®, Fundamental Choice^®, and PIM^® programs are not designed for excessively traded or inactive accounts and are not appropriate for all investors. Please carefully review the Wells Fargo Advisors advisory disclosure document for a full description of our services. The minimum account size for these programs is $50,000.

Additionally, based upon a client's needs, we offer brokerage (non-managed accounts) and the full spectrum of investment products to support a client's comprehensive investment plan.

Hear The Truth

The truth is that finances and investments are messy and complicated. What works for your neighbor may not be right for you. And the nest egg you were certain would begin your next journey may not be working to your advantage. In working with our clients, our approach is to advise and consult with you, and we have the courage to share with you what you need to hear, not what you want to hear. Sometimes our conversations are frank and difficult. But your future will be better for it.